Westchester Elder Law Attorney Anthony J. Enea Addresses Importance of Long-Term Planning for Seniors


White Plains, NY (PRWEB) December 09, 2014

Elder law attorney Anthony J. Enea, managing partner at Enea, Scanlan & Sirignano, LLP in White Plains and Somers, N.Y., recently addressed the critical importance of long-term planning for seniors at an evening program for the Estate Planning Council of New York City. Enea, past chair of the New York State Bar Associations Elder Law Section, advises seniors to take a proactive role in planning for their future.

The program, Asset Protection for Seniors and their Families, marked the latest speaking engagement for Anthony Enea, who has spent nearly three decades protecting the rights of seniors, the disabled and their families. Named Westchester Countys Leading Elder Care Attorney at the Above the Bar Awards, Mr. Eneas practice areas include elder law; Medicaid planning and applications; special needs planning; wills, trusts and estates; guardianships and estate litigation.

I have found the vast majority of seniors are unprepared when it comes to their long-term care, said Enea. While most seniors have executed a last will and testament or a revocable living trust, the majority havent taken any steps to protect their life savings from the significant costs of future care either at home or in a nursing home. Even healthy seniors should prepare themselves for a possible transition.

In Westchester County, the average private cost of 24/7 care at home is $ 7,000 to $ 10,000 per month. This is significantly less expensive than the cost of a nursing home, which is typically $ 385.00 to $ 425.00 per day ($ 140,525 to $ 155,125 per year). While future figures remain uncertain, costs have consistently increased annually at double-digit percentages in past years.

Two documents of great importance to seniors as they age are the Durable General Power of Attorney and Health Care Proxy, he noted. Even if one or both of these have been executed, they are oftentimes not sufficiently broad to allow the agent to engage in long-term care planning if the senior is cognitively impaired. The execution by the senior of a sufficiently broad POA and a HCP will alleviate significant potential problems for both the senior and his or her family.

Enea continued, There are also a number of specific options available to seniors wishing to protect their assets from the cost of long-term care. Purchasing long-term care insurance can help finance the cost of in-home or nursing home care. Utilizing a Medicaid Asset Protection Trust is another way to protect ones home and savings.

Comprised of approximately 300 members, the Estate Planning Council of New York City is an interdisciplinary organization for professionals involved in estate planning. Since its inception in 1959, the Council’s primary objective has been to provide a better understanding of the services performed by attorneys, life underwriters, trust officers, accountants, and others substantially involved in estate planning and to promote cooperation among them.

Mr. Enea is president of the Westchester County Bar Foundation and a former president of the Westchester County Bar Association. He was named Best Lawyers 2015 Trusts and Estates Lawyer of the Year in White Plains, a Top 25 Super Lawyer in Westchester County, and received the 2014 Golden Harvest Corporate Award from the Westchester Public/Private Partnership for Aging Services for outstanding and lasting contributions to Westchester seniors.

Enea, Scanlan & Sirignano, LLP is located at 245 Main Street in White Plains, N.Y. with additional offices in Somers, N.Y. Elder law attorney Anthony J. Enea can be reached at 914-948-1500 or a(dot)enea(at)esslawfirm(dot)com. For the latest news, visit Enea, Scanlan & Sirignano online at http://www.esslawfirm.com or the firms blog, westchesterelderlawblog.wordpress.com.

About Enea, Scanlan & Sirignano, LLP

Enea, Scanlan & Sirignano, LLP is an AV preeminent rated elder law firm with offices in White Plains and Somers, N.Y. The practice concentrates on Elder Law; Medicaid Planning; Nursing Home and Home Care Applications; Wills, Trusts and Estates; Guardianships; Estate Litigation; Supplemental Needs Trusts; and Special Needs Planning. Enea, Scanlan & Sirignano, LLP serves Westchester, Rockland, Putnam, the Bronx, Manhattan, Long Island and Queens and is committed to providing the highest quality legal services to seniors, the disabled and their families. Visit the firm online at http://www.esslawfirm.com and http://www.westchesterseniors.com.







Posted in Health Insurance | Tagged , , , , , , , , , | Leave a comment

- 8-1 – Explain the nature of consumer-directed health care that incorporates tax-favored savings accounts.


– 8-1 – Explain the nature of consumer-directed health care that incorporates tax-favored savings accounts.

from HS 313 Audio: Individual Health Insurance

Price:
View Details about

Posted in Health Insurance | Tagged , , , , , , , , | Leave a comment

Using Car Insurance Quotes Online – Numerous Benefits and Advantages!


(PRWEB) December 02, 2014

Lowcostcarsinsurance.com has released a new blog post explaining how to compare free online car insurance quotes to get the best results.

Clients can now compare car insurance quotes online. The process is simple, but knowing some simple tips and reading a guide will always work in the customers advantage. An insurance brokerage website like http://lowcostcarsinsurance.com/ can provide all the necessary resources for finding low cost rates.

Comparing auto insurance quotes is the best method of finding affordable premiums. It is a convenient and comfortable process that allows drivers to find low cost coverage for their cars, without having to pay for brokerage services.

Customers can now read a simple online guide that will help them buy affordable coverage. The newly released blog post can provide excellent advice for people who want to shop for auto insurance online.

Lowcostcarsinsurance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

Lowcostcarsinsurance.com is owned by Internet Marketing Company.

For more information, please visit: http://lowcostcarsinsurance.com .







More Health Insurance Press Releases

Posted in Health Insurance | Tagged , , , , , , | Comments closed

Comparing Auto Insurance Quotes Online – 5 Common Errors Explained!


(PRWEB) November 28, 2014

Autoinsurancequotesave.com has released a new blog post presenting 5 common errors clients make when comparing auto insurance rates.

Clients who want to find the best car insurance quotes should keep in mind that there are some steps to follow. Mistakes are common when purchasing a policy and these errors can be very costly. A vehicle policy if advantageous, can cause a lot of financial loss and canceling it can be difficult.

It is now possible to review plans online and find important details about each policy. An insurance broker can now be contacted online on websites like: http://www.autoinsurancequotesave.com/. The search engine such websites use gather quotes from top agencies.

When signing a policy, clients are advised to read the terms very carefully. If there is something they do not understand, they should ask the agent.

Autoinsurancequotesave.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

Autoinsurancequotesave.com is owned by Internet Marketing Company.

For more information, please visit: http://www.autoinsurancequotesave.com.







Related Health Insurance Press Releases

Posted in Health Insurance | Tagged , , , , , , , | Comments closed

Allred Insurance Now Accepting 2015 National Healthcare Enrollments


(PRWEB) November 25, 2014

Don Allred Insurance is now accepting National Healthcare enrollments for the 2015 coverage year at both the main Allred office, located at 3001 S. Church St., and the satellite branch, located inside the Holly Hill Mall. The S. Church St. office is by appointment only, however the Holly Hill Mall location is prepared to accommodate walk-ins from 1 p.m. to 6 p.m. on Fridays; 10 a.m. to 2 p.m. on Saturdays; and 1 p.m. to 5 p.m. on Sundays. These hours will remain in effect until the open enrollment period ends on February 15, 2015.

During open enrollment, which started on November 15, qualified individuals may purchase or renew health insurance from the federal Marketplace with the assistance of experienced Allred agents.

Our agents are specially trained to help customers identify their most important needs when assessing insurance options, says Allred spokesman Scott Allred. Weve also been through open enrollment before and are thoroughly familiar with all phases of the various purchasing and renewal procedures out there. This expertise allows us to provide customers with the best coverage available without any of the usual hassles or red tape.

Finding the right type and amount of insurance is only one part of the signup process. A second critical component is ensuring that the coverage period begins when desired. According to HealthCare.gov, start dates are determined in the following ways:

Posted in Health Insurance Providers | Tagged , , , , , , | Comments closed

Judy Zerzan Health Care Providers ACA Webinar – October 31, 2013

Judy Zerzan Health Care Providers ACA Webinar - October 31, 2013

http://www.findquotestoday.com Are you looking for health insurance providers in North Carolina? Get the best rates with Find Quotes Today! Get the best serv…
Video Rating: 0 / 5

Posted in Health Insurance Providers | Tagged , , , , , , , | Comments closed

Term Life Insurance Rates Now Searchable by Zip Code Through National Search Finder


New York, NY (PRWEB) November 16, 2014

Finding low rates at the national level for personal life protection plans from insurance agencies is now easier at the Quotes Pros portal online. Consumers can now take advantage of the new rates searchable strictly by zip codes for term life insurance at http://quotespros.com/life-insurance.html.

The searchable database built and promoted at the QuotesPros.com website is now updated to include the rates by zip system for term coverage in the U.S. The life providers that were located in the system earlier this year have been updated to include the term providers that are searchable through the zip interface.

“Zip codes now help insurers to prepare useful data when it comes to calculating costs for insurance and our system is now providing faster access to agencies and policy prices,” said a Quotes Pros rep.

The available rates that can be obtained by a database user this year can be different depending on the selected insurers inside the search system. Because some term providers require medical exams, not all price data that is accessible will be complete for consumers who select providers that require additional data to quote policy prices.

“The provider database that we give access to does supply term, whole, guaranteed and universal policy prices that can now be reviewed by consumers in most states,” said the rep.

The Quotes Pros company has made improvements to the way that insurers are located and examined inside of its public database this year. The system is now showcasing providers in other industries like health, automotive, business and disability that can be fully examined at http://quotespros.com/auto-insurance.html.

About QuotesPros.com

The QuotesPros.com company is one of the national resources in use by average Americans to find real time insurer policy rates and details on the Internet. The open database provided for daily use is connected to insurers nationwide. The QuotesPros.com company has arranged entry of new providers into its database to provide appropriate price data to consumers who use its system to locate policy information daily.







More Health Insurance Quotes Press Releases

Posted in Health Insurance Quotes | Tagged , , , , , , , , , | Comments closed

Compare Auto Insurance Quotes to Learn More About Vehicle Coverage


(PRWEB) November 16, 2014

Autocarsinsurancetips.com has released a new blog post presenting important facts about vehicle coverage and auto insurance quotes.

The newly released blog post explains all the important facts about auto insurance. By reading the article, clients can find out what is the minimum vehicle coverage required and what other types of car insurance are available.

The blog post also enthuses the importance of comparing online auto insurance quotes. Clients should always consider purchasing additional coverage for their cars and the best way to find low rates is by comparing online quotes.

Insurance brokerage websites like http://autocarsinsurancetips.com/ can help clients find the best insurance rates online. Comparing quotes is fast because all the offers are displayed on a single web page.

Autocarsinsurancetips.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

Autocarsinsurancetips.com is owned by Internet Marketing Company.

For more information, please visit http://autocarsinsurancetips.com/ .







Related Health Insurance Press Releases

Posted in Health Insurance | Tagged , , , , , , , , | Comments closed

The Basic Economics of National Health Insurance – Professor Richard D Wolff

PUBLISHED ON OCTOBER 16, 2011 The US now has one of the most expensive health care and insurance systems in the world, while its health “outcomes” …
Video Rating: 4 / 5

ANC On The Money: Health Insurance: Protection of Health & Wealth

Guest: Darwin Uyco AIM-Sun Life Financial Planner Sun Life Financial Philippines October 11, 2012.
Video Rating: 5 / 5

Posted in Health Insurance | Tagged , , , , , , , | Comments closed

Health Insurance Leads? We Reviewed The Top Online Providers!

Health Insurance Leads? We Reviewed The Top Online Providers!

http://www.toppickleads.com Need Insurance Leads? We Review all of the top online providers! If you are looking to Health, Life, Auto, Homeowners, Annuity, L…

Posted in Health Insurance Providers | Tagged , , , , , | Comments closed
halfpricemed.com